Privacy Policy

Effective Date: September 13, 2026
Last Updated: September 13, 2026

MFJ Biz respects your privacy.

This Privacy Policy explains how MFJ Biz (“MFJ Biz,” “we,” “our,” or “us”) may collect, use, disclose, retain, and protect information when you visit mfjbiz.com, request a consultation, communicate with us, become a client, or use our services.

By using mfjbiz.com, you acknowledge the practices described in this Privacy Policy.

1. Information We May Collect

The information we collect depends on how you interact with MFJ Biz.

Information You Provide Directly

When you contact us, submit a consultation request, become a client, or communicate regarding a project, we may collect information such as:

  • Name
  • Email address
  • Telephone number
  • Company or organization name
  • Website address
  • Preferred consultation date or time
  • Services you are interested in
  • Estimated project budget
  • Project timeline
  • Project requirements
  • Messages and project descriptions
  • Communications with MFJ Biz
  • Information necessary to prepare proposals or perform services
  • Billing or transaction-related information where applicable

Please do not submit highly sensitive personal information unless it is necessary for the service being requested and MFJ Biz has agreed to receive it.

2. Project and Client Information

When you become a client, MFJ Biz may maintain records related to the business relationship. These records may include:

  • Contact information
  • Project scope
  • Proposals
  • Project notes
  • Communications
  • Technical information
  • Website credentials when necessary
  • Support requests
  • Project status
  • Follow-up information
  • Invoices and payment records
  • Client preferences
  • Deliverables and related files

Access to client information is restricted to persons or service providers who reasonably need it to provide, administer, secure, or support the applicable services.

3. Information Collected Automatically

When you visit mfjbiz.com, certain technical information may be collected automatically. Depending on the technologies enabled on the website, this may include:

  • Internet Protocol address
  • Browser type
  • Device type
  • Operating system
  • Referring website
  • Pages viewed
  • Date and time of visits
  • Approximate geographic region derived from an IP address
  • Website interaction data
  • Error and performance information
  • Security and anti-abuse information

We may use this information to operate, protect, troubleshoot, analyze, and improve the website.

4. Cookies and Similar Technologies

MFJ Biz may use cookies and similar technologies for functions such as:

  • Website operation
  • Security
  • Spam prevention
  • Preference storage
  • Analytics
  • Performance measurement
  • Session management

Some cookies may be necessary for the website to function correctly. Other technologies may be provided by third-party services if analytics, embedded content, payment services, or similar functionality is enabled.

You can generally control cookies through your browser settings. Blocking certain cookies may affect website functionality. Where applicable law requires additional consent or opt-out controls, MFJ Biz may provide those controls.

5. Analytics

MFJ Biz may use website analytics tools to understand how visitors interact with mfjbiz.com. Analytics information may help us understand matters such as:

  • Popular pages
  • Traffic sources
  • Device categories
  • Website performance
  • Navigation patterns
  • General visitor activity

Analytics providers may process technical information according to their own privacy practices and contractual obligations.

6. How We Use Information

MFJ Biz may use personal information to:

  • Respond to inquiries
  • Review consultation requests
  • Communicate with prospective clients
  • Schedule consultations
  • Prepare proposals
  • Provide requested services
  • Manage client relationships
  • Perform website consulting and development
  • Provide support
  • Maintain project records
  • Process or document transactions
  • Improve our website and services
  • Understand website usage
  • Prevent spam, fraud, abuse, and security threats
  • Diagnose technical problems
  • Enforce agreements
  • Protect our legal rights
  • Comply with applicable legal obligations

We may also use information for other purposes disclosed when it is collected or with your consent.

7. Consultation Forms

Information submitted through the MFJ Biz consultation or contact forms may be stored in WordPress or other systems used to manage prospective clients and client relationships.

Submitting a consultation request does not create a client relationship.

MFJ Biz may use the information submitted to:

  • Review your request
  • Determine whether MFJ Biz can assist you
  • Contact you
  • Schedule a consultation
  • Prepare a proposal
  • Maintain a record of the inquiry
  • Prevent spam or abusive submissions

8. Email Communications

When you contact MFJ Biz or submit a consultation request, we may communicate with you by email regarding your inquiry or services.

Transactional or service-related messages may include:

  • Inquiry confirmations
  • Consultation communications
  • Proposals
  • Project updates
  • Support messages
  • Billing notices
  • Security notices
  • Administrative communications

Where marketing communications are used, applicable opt-out requirements will be honored.

9. How We May Disclose Information

MFJ Biz does not disclose personal information indiscriminately.

Information may be disclosed to service providers or other parties when reasonably necessary for legitimate business purposes, including:

  • Website hosting providers
  • Cloud infrastructure providers
  • Email providers
  • Security providers
  • Backup providers
  • Analytics providers
  • Payment processors
  • Accounting or administrative providers
  • Contractors assisting with an authorized project
  • Other technology providers necessary to operate our business

Such providers may receive only the information reasonably necessary for their role.

Information may also be disclosed:

  • When required by law
  • In response to lawful legal process
  • To protect MFJ Biz, clients, users, or others
  • To investigate fraud, abuse, or security incidents
  • In connection with a merger, sale, reorganization, financing, or transfer of business assets
  • With your direction or consent

10. Sale or Sharing of Personal Information

MFJ Biz does not sell personal information for money as part of its ordinary business model.

Certain privacy laws use specialized definitions of “sell” or “share” that may include some advertising or cross-site tracking technologies even when no money changes hands.

If MFJ Biz uses technology that constitutes a sale or sharing under an applicable privacy law, we will provide required notices or opt-out mechanisms where legally required.

MFJ Biz does not knowingly sell or share personal information belonging to children.

11. Global Privacy Control

Where MFJ Biz is legally required to recognize browser-based opt-out preference signals such as Global Privacy Control (“GPC”), we will endeavor to honor valid signals in accordance with applicable law and the technologies used on the website.

12. Payment Information

If MFJ Biz offers online payment functionality, payments may be processed through third-party payment processors.

Unless specifically disclosed otherwise, MFJ Biz does not intend to store complete payment-card numbers through mfjbiz.com. Payment processors maintain their own privacy and security practices.

13. Data Retention

MFJ Biz retains information for as long as reasonably necessary for the purposes for which it was collected, including:

  • Responding to inquiries
  • Managing prospective clients
  • Performing client services
  • Maintaining business records
  • Providing support
  • Resolving disputes
  • Enforcing agreements
  • Meeting tax, accounting, security, or legal obligations

Retention periods may vary based on the type of information and the nature of the relationship.

When information is no longer reasonably required, MFJ Biz may delete, anonymize, or securely dispose of it, subject to applicable legal obligations and technical limitations.

14. Data Security

MFJ Biz uses reasonable administrative, technical, and organizational measures designed to protect personal information. These may include measures related to:

  • Access controls
  • Authentication
  • Website security
  • Software updates
  • Data minimization
  • Spam protection
  • System monitoring
  • Backups
  • Secure hosting practices

However, no internet transmission, website, database, or information system can be guaranteed to be completely secure.

You should not send information through the website that you would not reasonably want transmitted over the internet.

15. Your Privacy Choices

Depending on where you live and the laws applicable to MFJ Biz, you may have rights concerning your personal information. These may include the right to:

  • Request access to personal information
  • Request correction of inaccurate information
  • Request deletion
  • Request information concerning how personal data is used
  • Obtain certain information in a portable form
  • Object to or restrict certain processing
  • Opt out of certain sales or sharing
  • Limit certain uses of sensitive personal information
  • Withdraw consent where processing is based on consent
  • Appeal certain privacy-request decisions
  • Exercise privacy rights without unlawful discrimination

These rights are not absolute and may be subject to legal exceptions.

16. California Privacy Rights

Where the California Consumer Privacy Act, as amended by the California Privacy Rights Act, applies to MFJ Biz and to a particular consumer, California residents may have rights including:

  • The right to know what personal information is collected
  • The right to request access to certain personal information
  • The right to request deletion, subject to exceptions
  • The right to request correction of inaccurate information
  • The right to opt out of certain sales or sharing
  • The right to limit certain uses or disclosures of sensitive personal information where applicable
  • The right not to receive discriminatory treatment for exercising applicable privacy rights

MFJ Biz does not sell personal information for monetary compensation as part of its ordinary business model.

If our practices change in a manner that creates additional California disclosure or opt-out obligations, this Privacy Policy and applicable website controls will be updated accordingly.

17. Privacy Requests

You may submit a privacy-related request through the contact options available on mfjbiz.com. Please identify the nature of your request clearly.

MFJ Biz may need to verify your identity before fulfilling certain requests. Verification information will be used only as reasonably necessary to process and protect the request.

We may deny or limit a request where permitted or required by law, including when information must be retained for legal, security, contractual, fraud-prevention, accounting, or other legitimate purposes.

18. Authorized Agents

Where required by applicable law, you may be permitted to designate an authorized agent to submit a privacy request on your behalf. MFJ Biz may require reasonable proof of the agent’s authority and may separately verify your identity.

19. International Visitors

MFJ Biz operates a website accessible through the internet and may receive inquiries from outside the United States.

If you provide personal information from another country, your information may be transferred to and processed in the United States or other locations where MFJ Biz or its service providers operate. Privacy laws in those jurisdictions may differ from those in your country.

Where applicable law requires additional safeguards for international transfers, MFJ Biz will endeavor to use legally recognized mechanisms.

20. European and UK Privacy Rights

Where European Economic Area, United Kingdom, or similar data-protection laws apply to a particular interaction, MFJ Biz may process information based on one or more lawful grounds, including:

  • Your consent
  • Steps requested before entering a contract
  • Performance of a contract
  • Legitimate business interests
  • Compliance with legal obligations

Where applicable, individuals may have rights involving access, correction, deletion, restriction, objection, portability, or withdrawal of consent. Applicability depends on the circumstances and relevant law.

21. Children’s Privacy

MFJ Biz provides business and professional web services and is not directed to children.

We do not knowingly collect personal information through mfjbiz.com from children under 13. If we learn that such information was collected without appropriate authorization, we will take reasonable steps to remove it.

Persons entering into service agreements with MFJ Biz must have legal authority to do so.

22. Third-Party Websites

mfjbiz.com may contain links to third-party websites or services. MFJ Biz does not control the privacy practices, security, content, or policies of third-party websites.

This Privacy Policy applies only to information processed by MFJ Biz. You should review the privacy policies of external services before providing information to them.

23. Embedded Content

Pages on mfjbiz.com may include embedded content such as videos, maps, social-media content, or other external resources.

Embedded content may allow the external provider to collect information about your interaction with that content. Such collection is governed by the external provider’s privacy practices.

24. Business Transfers

If MFJ Biz undergoes a merger, acquisition, restructuring, financing, sale of assets, or similar business transaction, personal information may be transferred as part of that transaction where legally permitted.

Any successor handling the information remains subject to applicable privacy obligations.

25. Changes to This Privacy Policy

MFJ Biz may update this Privacy Policy to reflect changes in:

  • Our services
  • Technology
  • Data practices
  • Third-party providers
  • Legal requirements
  • Business operations

The updated version will be posted on mfjbiz.com with a revised “Last Updated” date. Material changes may be communicated through additional notice where appropriate or legally required.

26. Contact MFJ Biz

For questions, privacy requests, or concerns about this Privacy Policy, contact MFJ Biz through the contact options available at:

MFJ Biz
mfjbiz.com